Decisions in the field of bank supervision

Decisions on temporary measures taken by the NBS in order to support people and businesses

Decision on Temporary Interest Rate Cap on Loan Agreements Concluded with Natural Person Consumers
RS Official Gazette, No. 102/2024 ^NEW
Decision on Temporary Measures for Banks Relating to Natural Persons’ Housing Loans
RS Official Gazette, No 78/2023
Decision on Temporary Measures for Banks Aimed at Adequate Management of Credit Risk in Agricultural Loans Portfolio in Conditions of Aggravated Agricultural Production
RS Official Gazette, Nos 111/2022 and 5/2023
- Annex
Decision on Temporary Measure Regarding the Calculation of Bank Capital
RS Official Gazette No 72/2022, 124/2022 and 110/2023
- Annex 1
- Annex 2
Decision on Temporary Measures for Banks to Enable Adequate Credit Risk Management Amid Covid-19 Pandemic
RS Official Gazette, No 150/2020 and 21/2021
- Annex
Decision on Temporary Measures for Banks to Facilitate Access to Financing for Natural Persons
RS Official Gazette, Nos 108/2020, 119/2021, 137/2022, 110/2023 and 102/2024
Decision on Temporary Measures for Banks for the Purpose of Mitigating the Consequences of COVID-19 Pandemic in Order to Preserve Financial System Stability
RS Official Gazette, No 103/2020
- Annex 1
Decision on Temporary Measures for Preserving Financial System Stability
RS Official Gazette, No 33/2020

Risk management in bank operations

Decision on Risk Management by Banks
RS Official Gazette, Nos 45/2011, 94/2011, 119/2012, 123/2012, 23/2013 – other decision, 43/2013, 92/2013, 33/2015, 61/2015, 61/2016, 103/2016, 119/2017, 76/2018, 57/2019, 88/2019, 27/2020, 89/2022, 77/2023 and 13/2025 ^New
- Annex 1
- Annex 2
- Annex 2a
- Annex 3
Decision on Managing Concentration Risk Arising from Bank Exposure to Specific Products
RS Official Gazette, No. 103/2018 and 98/2020
- Annex
Decision on the Management of Risks Arising from Outsourced Activities
RS Official Gazette, No. 77/2023 and 52/2024
- Annex 1
- Annex 2
Decision on Liquidity Risk Management by Banks
RS Official Gazette, No 103/2016
Decision on Liquidity Risk Management by Banks
RS Official Gazette, No 100/2023 (applied as of 30/06/2024)
Decision on the Management of Interest Rate Risk in The Non-Trading Book
RS Official Gazette, No 13/2025 ^New

Capital adequacy of banks

Decision on Capital Adequacy of Banks
RS Official Gazette, Nos 103/2016, 103/2018, 88/2019, 67/2020, 98/2020, 137/2020, 59/2021, 67/2022, 137/2022, 48/2023, 110/2023 and 102/2024
- Annex 1
- Annex 2
- Annex 3
Decision on Capital Adequacy of Banks
RS Official Gazette, Nos 46/2011, 6/2013, 51/2014 and 85/2016
Guidelines for the Identification of Default
RS Official Gazette, No. 69/2017, 149/2020 and 10/2024
Guidelines for the Implementation of Specific Provisions of the Decision on Capital Adequacy of Banks Relating to Bank Capital
RS Official Gazette, No. 82/2017

Classification of bank balance sheet assets and off-balance sheet items

Decision оn the Classification of Bank Balance Sheet Assets and Off-balance Sheet Items
RS Official Gazette, Nos 94/2011, 57/2012, 123/2012, 43/2013, 113/2013, 135/2014, 25/2015, 38/2015, 61/2016, 69/2016, 91/2016, 101/2017, 114/2017, 103/2018, 8/2019, 10/2024, 52/2024 and 21/2025 ^New

Disclosure of data and information by banks

Decision on Disclosure of Data and Information by Banks
RS Official Gazette, No. 103/2016
Annexes
Decision on Disclosure of Data and Information by Banks
RS Official Gazette, No. 125/2014 and 4/2015
Attachments

Accounting regulations

Accounting regulations

Granting of a preliminary bank founding permit, bank operating licence and consents and approvals by the National Bank of Serbia

Decision on Implementing the Provisions of the Law on Banks Relating to Granting of a Preliminary Bank Founding Permit, Bank Operating Licence and Consents and Approvals by the National Bank of Serbia
RS Official Gazette, Nos 82/2015 and 29/2018
- Attachments
Decision on Terms and Conditions of Granting Approval to Banks for Setting up or Acquisition of Subordinated Companies
RS Official Gazette, No 41/2025

Supervision of bank and banking group

Decision on Detailed Terms and Manner of Performing Bank Supervision and Special Bank Audit
RS Official Gazette, No. 30/2015, 1/2020 and 77/2023
Decision on Consolidated Supervision of a Banking Group
RS Official Gazette, Nos 45/2011, 58/2017 and 54/2018

Other regulations

Decision on Recovery Plans of Banks and Banking Groups
RS Official Gazette, No 71/2015
- Annex 1
- Annex 2
- Annex 3
- Annex 4
Decision on Intra-Group Financial Support
RS Official Gazette, No 30/2015
Decision on External Bank Audit
RS Official Gazette, Nos 41/2007, 59/2008, 67/2012 and 18/2015
Decision on Detailed Conditions and Manner of Carrying out Temporary Administration in a Bank
RS Official Gazette, No. 30/2015
Decision on the Manner and Conditions of Identification, Monitoring and Management of Bank Compliance Risk
RS Official Gazette, No 86/2007, /correction 89/2007/
Decision on Establishing the Methodology for Calculation of Interest Rates as the Basis for Determining Interest Rate Caps in Accordance with the Law on the Protection of Financial Service Consumers
RS Official Gazette, No 21/2025 ^New
- Methodology for Calculation of Interest Rates as the Basis for Determining Interest Rate Caps in Accordance with the Law on the Protection of Financial Service Consumers

Reporting by banks

Decision on Reporting Requirements for Banks
RS Official Gazette, Nos 125/2014, 4/2015, 111/2015, 61/2016, 69/2016, 103/2016, 101/2017, 46/2018, 8/2019, 27/2020, 67/2020, 67/2020 – other decision, 137/2020, 137/2020 – other decision, 59/2021, 59/2021 – other decision, 60/2021 – correction, 60/2021 – correction of other decision, 67/2022, 67/2022 – other decision, 48/2023 and 100/2023
- Annexes
Decision on Deadlines for Compliance оf Banks’ Internal Acts on Risk Management and for Reporting by Banks
RS Official Gazette No 67/2020, 137/2020, 59/2021, 60/2021 – correction and 67/2022
Decision on Reporting on Capital Adequacy of Banks
RS Official Gazette, No. 103/2016, 8/2019 and 27/2020
- Annex 1
- Annex 2
- Annex 3
- Annex 4
- Annex 5
Decision on Electronic Signing of Documents Submitted by Banks to the National Bank of Serbia
RS Official Gazette, No. 28/2009

Decisions adopted with the aim of preserving banking and financial sector stability in the Republic of Serbia

Decision on Measures for Safeguarding and Strengthening Stability of the Financial System
RS Official Gazette, Nos 34/2011, 114/2017, 84/2020 and 102/2024

Opening of a branch or representative office abroad

Decision оn Terms аnd Conditions оf Granting аnd Revoking Consent Regarding Opening Branches оr Setting up Representative Offices оf Banks Abroad
RS Official Gazette, No 53/2006
Decision оn the Method оf Keeping Register оf Consents for Opening Branchesand Setting up Other Organizational Forms and Representative Offices of Banks Abroad
RS Official Gazette, No 53/2006

Opening of foreign banks representative offices in the Republic of Serbia

Decision on Detailed Requirements and the Procedure for Granting and Revoking Consent for Setting up a Representative Office of a Foreign Bank in the Republic of Serbia
Official Gazette of the RS, No 114/2012
Decision on the Procedure for the Maintenance of the Register of Granted Approvals for the Opening of Representative Offices of Foreign Banks in the Republic of Serbia
Official Gazette of the RS, No 53/2006

Prevention of money laundering and terrorism financing

Decision on Guidelines for the Application of the Provisions of the Law on the Prevention of Money Laundering and Terrorism Financing for Obligors Supervised by the National Bank of Serbia
RS Official Gazette, Nos 13/2018, 103/2018 and 57/2019
Decision on Conditions and Manner of Establishing and Verifying Identity of a Natural Person through Means of Electronic Communication
RS Official Gazette, No 15/2019 and 84/2020